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Home Abstract Corp. issues all policies set forth and governed by TIRSA. Below are examples of policies commonly issued.
Please contact the Home Team at any time to discuss your transaction specifics.

Owner's Policy

Title insurance is a critical component of real estate transactions, providing protection to both buyers and lenders against potential title defects and legal issues that may arise in the future. In New York State, like in many other parts of the United States, one specific type of title insurance is the Owner's Policy. In this article, we will delve into the specifics of the Owner's Policy of title insurance in New York State, discussing its purpose, coverage, the role it plays in real estate transactions, and the regulations that govern it. Purpose of Owner’s Title Insurance: In New York...

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Loan Policy

Loan Policy of Title Insurance  In New York State, a Loan Policy of title insurance is a crucial document in real estate transactions involving a mortgage lender. It is designed to protect the interests of the lender and mitigate risks associated with the property's title. The Loan Policy is issued by a title insurance company and is subject to specific regulations and requirements outlined by the New York State Department of Financial Services (NYDFS). Purpose of a Loan PolicyThe primary purpose of a Loan Policy of title insurance is to protect the lender's financial interest in the...

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TIRSA Owner’s Extended Protection Policy (TOEPP)

The TIRSA Owner's Extended Protection Policy (TOEPP) in New York State is an important and complex insurance policy that provides additional protection for property owners purchasing one to four family residences, including condominiums. TOEPP is designed to safeguard the interests of property owners by offering an extended level of coverage against various title-related risks, ultimately ensuring a smooth and secure real estate transaction process. To understand TOEPP better, let's break down the key components and concepts related to this policy, explaining each aspect in simple terms: Title...

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Construction Loan Policy

A construction loan policy, also known as a CLP, is a financial tool used in the construction and real estate industry to manage and mitigate risks associated with construction projects. In the context of New York State, a construction loan policy plays a crucial role in ensuring that funds are disbursed properly and that the construction project is completed as intended. In this article, we will explore what a construction loan policy is, its key components, and its significance in New York State's real estate and construction industry. What is a Construction Loan Policy? A construction loan...

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Home Abstract Corp.

8225 3rd Ave, Brooklyn, NY 11209
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: (718) 680-4663
Fax: (718) 680-4668

8225 3rd Ave, Brooklyn, NY 11209
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: (718) 680-4663
Fax: (718) 680-4668

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